Refund policy

All sales are final; no refunds or exchanges on jewelry and accessories.

HMT will accept your returns for apparel for exchange or store credit if:

• It is within 10 days of the delivery date.
• Merchandise is in PERFECT/NEW CONDITION.
• Tags are intact. 
• Email us for a store credit/exchange form

Horse Money is handmade jewelry with quality stones set in sterling and fine silver. Take care of your Horse Money Turquoise. Treat your jewelry gently to avoid breaks, scratches, and other damage. Store pieces individually using velvet pouches or separate in a jewelry box or protective storage container. 

We hope that you love your Horse Money Turquoise!